Money left in Ltd Cy = what to do with it ?

[nickfrog]

Wife and I are likely to finish the year with £15k or £20k worth of profits that we can't pay ourselves with in dividends as it would tip us both in the 40% bracket thingy. Or 32.5% Dividend tax thingy whatever.

We don't actually need that money. What shall we do with it ?

Can the Company pay it in a pension scheme ? How easy is it to set up ? I happen to have a personal pension scheme too, could the Cy pay into that ?

What's the more efficient way fiscally ?

Who should we speak to ?

Thank you !