Vanguard LifeStrategy index fund

[ReaderScars]

Looking at the performance of the blended fund, what are the likely reasons for the apparent poor performance when comparing this year to last?

https://www.vanguard.co.uk/uk/portal/investments/m...

[ReaderScars]

z4RRSchris99 said:

loads and loads, pick some

market conditions,
talented staff leaving
fund grown in size, unable to be as flexible as before
etc
etc
etc

Market conditions - woulda thought they were better this year than last?
Talented staff leaving - couldn't they be replaced?
Fund grown in size - would have expected that to be a benefit

My name isn't Jon Snow but feel free to point and say, 'you know nothing...etc' (my name isn't etcetera either).

[ReaderScars]

z4RRSchris99 said:

what he said above me, but I couldn't be arsed to type on an iphone.

There's a guy with exactly the same name as you just posted exactly what you did - how freaky is that! AND he owns an iphone!!

[ReaderScars]

Ginge R said:

Read this properly and digest it, because at least some of it will come in useful

Thanks for that interesting info, I'll read it properly and digest it, looks very useful.

[ReaderScars]

Thanks for the additional info jeff, good to be able to start to build up a picture.

Can I ask, do you know of any good websites which gives concise definitions to the many savings and investment-related 'stuff' which is discussed in these parts?

I'd like to try to get an understanding of the differences between the types of bonds, gilts, shares, stocks, equity, investments, funds, index funds, forex, etc etc - do you happen to know where I could start please?

[ReaderScars]

Thanks for the links Ginge.

[ReaderScars]

Ginge R said:

If you are drip feeding in (pound cost averaging?) for an extended period of time, and if you like the punchy allocation, you should be ok. If you're just starting out, you could take a view on shadowing the Vanguard performance with a (broadly speaking) contemporary and then making a more informed choice.

http://www.trustnet.com/Factsheets/Factsheet.aspx?...

That BR NURS II COns 85 looks quite tasty to my untrained eye. Shame when you click 'Buy it now' it takes you to a 404 page!