Pension Advice

[Dave350]

Hi all,

Just after a bit of simple advice really.

I'm 24 and currently paying in 5% and having 4.25% matched, this will increase to 7% and 6.25% matched next year. (They will then match 1% per year up to 10% I believe) Our company auto enrols people into Universal Lifestyle, and I just moved them to a couple I thought looked good with higher risk as I'm young, but now starting to realise that may have been a bit daft.

My money is currently being put into the following funds, how do they look? Not really clued up on pensions.

UK Equity Tactical (50%)
http://www.aegonse.co.uk/funds/downloads/client-pe...

Universal Lifestyle (25%)
http://www.aegonse.co.uk/funds/downloads/client-pe...

SE Artemis Income (25%)
http://www.aegonse.co.uk/funds/downloads/client-pe...

[Dave350]

Ginge R said:

Dave, why "daft"?

I suppose it's because I just looked at the funds randomly and thought they looked OK with no true understanding about funds / fund fee's. Still unsure as to whether they are any good or just complete crap but I suppose it would be useful to have a better understanding where my retirement funds are going.