Equifax

[Jeebz92]

Hey

So I've just checked out my Equifax report/rating. I know they don't hold much ground with lenders but something's been ticking me off.

My score, for some reason is 219? Which is beyond low. I checked through the whole report, everything is green. Electoral roll, repayment time, everything is green. However, there are 8 searches in the last 12 months but two of the searches were duplicated, the bank seemed to do the search twice. So that doesn't make much sense to me.

Also, two of the searches are from early November last year, shouldn't they be wiped off too?

Regardless, these searches CANNOT be enough to put my score so low as 219? Surely there is something wrong here?

Any input?

[Jeebz92]

Fair play

But what I'm not understanding is WHY is the indication so low?

All my fields are green, "Searches" is Amber only because of the duplicate searches. Yet it is still so so low?

[Jeebz92]

Im 22, so no mortgate. But yes to all the others.