Will cancelling a DD affect my credit score?

Will cancelling a DD affect my credit score?

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Discussion

hallion

Original Poster:

179 posts

168 months

Thursday 29th January 2015
quotequote all
Hi folks,

I have the misfortune of having a lease/rental on two Pitney Bowes franking machines until 2018. The scumbag salesman amended the lease date after I signed and despite arguing, it's my word against his so the agreement stands. That was several years ago and I have since moved to a Royal Mail OBA account which is infinitely better in terms of price and customer service.

Anyway, I have been emailing and calling Pitney Bowes for months to ask that they change the DD to come out of my new business bank account. Yet again, this quarter they have used my old account for the DD. I've had enough of their blatant incompetence and despicable customer service. I have cancelled the DD agreement with my bank. What impact will this have on my credit rating? I don't care if they close my account etc as I'll never use their over priced, st franking machines again but I don't want to end up with a poor credit rating because of this. I don't need credit BTW but will be remortgaging in a couple of years.

Any advice much appreciated!