Need some Professional Financial/Legal advice

[98elise]

My finances have become complicated and I need to get some professional input.

3 years ago I was PAYE and had 1 tiny residential mortgage. I’m now contracting (Ltd Co) and have 4 mortgaged BTL’s, 2 owned by me, 1 owned by my partner and one owned jointly.

I have cash accumulating in the company which is doing nothing, and I also have savings. I need someone to look over the current arrangements (mortgages, cash, pension, wills etc.) to advise me on how best we should have things organised for:

1. My current circumstances
2. Medium term for Retirement
3. Inheritance for my kids
4. The unexpected to happen

I have an accountant for my Ltd Company, and I have a regular solicitor for the property stuff. I don’t think either are best placed to advise on everything. Do such people exist, and what should I be paying for this service?

[98elise]

My solicitor did say there is someone in their practice that can advise on both legal and financial stuff, but at the time I didn't take it any further as I didn't know if this was the best approach.

The problem is I need some serious financial advice, like is it worth taking a large lump oit of the company and paying down a mortgage, or should I put the same lump into a pension. Ideally who ever advises me will not only look at my thoughts, but possibly advise other options that I haven't considered