Quick Noddle Quetion
Discussion
I have been registered with noddle for 3 to 4 years. My credit rating when I joined was 3/5 which improved over time to 5/5.
My borrowing hasn't really changed other than moving a credit card balance around, but my rating has gone down to 4/5.
The only thing a can think of is I cancel a Barclaycard which I'd had for about 12 years with a limit of £12k, only to apply for another Barclaycard to get a 0% rate which only had a limit of £5k.
Could that have lowered my score?
Thanks
My borrowing hasn't really changed other than moving a credit card balance around, but my rating has gone down to 4/5.
The only thing a can think of is I cancel a Barclaycard which I'd had for about 12 years with a limit of £12k, only to apply for another Barclaycard to get a 0% rate which only had a limit of £5k.
Could that have lowered my score?
Thanks
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