Monthly commitments - save, splurge or somewhere in between

[pbg2770]

Without giving hard figures unless you wish to, please supply the following. Idle curiosity is the driver + a desire to gauge where I am on the recklessness spectrum:

Age
Marital status
Region (if UK)
% of monthly outgoings:

- dedicated to mortgage or rent (state which)
- [if mortgage, % equity and years remaining]
- covered by accessible savings
- savedsaved every month
- spent on domestic bills
- spent on car finance repayments
- spent on motoring ancillary costs (available over year)
- 'spent' on depreciation

I'm just trying to gauge how daft my man maths is. My figures are to follow.

Apols if covered already. I realise there are loads of assumptions, unconsidered variables etc. making this totally unscientific.