Investment advice
Discussion
I'm looking for some advice, looking mid to long term (5-15 years)
I have over 100k -150k I want to invest, and I'm looking for a good return (8% +).
To the smart investors, where would your money go? Ideally (relatively) low maintenance on my part would be fantastic.
For some background, I haven't been able to get a mortgage - as I've been living out of the country for a long time and don't have a PAYE job. I was an IT contractor and I'm now looking at moving overseas again (and not being in the regular working sphere for a while) so I'd like the cash that I have to be working for me.
Over to you!
I have over 100k -150k I want to invest, and I'm looking for a good return (8% +).
To the smart investors, where would your money go? Ideally (relatively) low maintenance on my part would be fantastic.
For some background, I haven't been able to get a mortgage - as I've been living out of the country for a long time and don't have a PAYE job. I was an IT contractor and I'm now looking at moving overseas again (and not being in the regular working sphere for a while) so I'd like the cash that I have to be working for me.
Over to you!
To summarise
-> Property for cash (anywhere from 5-12% gross - not accounting for voids, management, upkeep)
-> P2P (6-15 % gross). I'm interested in some of those suggestions as they look to be pretty easy to manage online. Though I'm uncertain of the risk profile, after a little reading it looks quite specific to the platform. Thin cats is one of the few along with FC that is recommneded?
-> Shares (requires a separate thread/book etc a lot more effort in trying to beat the market)
-> funds (6-15%) inc Woodford - I had Invesco in an ISA for a few years, seems the best fire and forget approach
Was wondering if any on here own HMOs (managed), the returns look to be quite decent if you account for long term capital growth.
-> Property for cash (anywhere from 5-12% gross - not accounting for voids, management, upkeep)
-> P2P (6-15 % gross). I'm interested in some of those suggestions as they look to be pretty easy to manage online. Though I'm uncertain of the risk profile, after a little reading it looks quite specific to the platform. Thin cats is one of the few along with FC that is recommneded?
-> Shares (requires a separate thread/book etc a lot more effort in trying to beat the market)
-> funds (6-15%) inc Woodford - I had Invesco in an ISA for a few years, seems the best fire and forget approach
Was wondering if any on here own HMOs (managed), the returns look to be quite decent if you account for long term capital growth.
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