How long to fix for?

[ThrottleBod]

Hi all, after some advice. Hopefully this is the right place!

I'm 28 just about to buy my first place. I can't decide whether to fix for 2 years or 5. The difference is £60, I know it's not that much but I'm doing it on my own so that money would be handy for other bills etc. I could stretch for the extra though if it's likely to be worth it. The 2 year interest is 1.74% and the 5 is 2.9%. I know nobody knows what is going to happen in the future but just wondered what you would do? I don't intend to move out within the 5 years but who knows what may happen.

Thanks in advance!

[ThrottleBod]

Thanks for all the replies. I was leaning towards the 5 year anyway, mainly for the security of knowing what I'm paying. Think this has confirmed it. I don't see me moving within that time anyway.

Another quick question... The mortgage proposal I have has protection for serious illness etc added on top which is £30 a month. Is this something I have to take? Could I shop around and get this at a later date? I'm new to all of this!