How to get better fx rate when paying by credit card for USD

How to get better fx rate when paying by credit card for USD

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Discussion

kazino

Original Poster:

1,580 posts

219 months

Sunday 28th August 2016
quotequote all
Hi chaps, I would like to buy something from the USA, they only accept Visa or Mastercard, and the exchange rate my natwest credit card is giving me is quite horrific. The amount is about 1000 USD and wondering if there would be any way of attaining a better exchange rate please.

kazino

Original Poster:

1,580 posts

219 months

Sunday 28th August 2016
quotequote all
American express (but they only cater for visa&mastercard), have HSBC debit card, my wife has santander debit and credit card.

kazino

Original Poster:

1,580 posts

219 months

Sunday 28th August 2016
quotequote all
Jockman said:
I would only pay with a credit card, not debit - assuming no fees?

The 2 I've mentioned have the best exchange rates otherwise you need someone to await a currency bod coming along wink
Thanks, is the reason for not using debit card due to protection one gets when buying with credit card?

kazino

Original Poster:

1,580 posts

219 months

Sunday 28th August 2016
quotequote all
Crafty_ said:
Look at the travelex supercard, that will charge you the std travelex rate and no fees. Its free too.
Thankyou, shall check it out

kazino

Original Poster:

1,580 posts

219 months

Sunday 28th August 2016
quotequote all
Thankyou Jockman