Lease...will i get finance

Lease...will i get finance

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Discussion

noway

Original Poster:

937 posts

181 months

Wednesday 26th October 2016
quotequote all
Evening all,

Im currently looking at leasing a new car for myself but as im semi-retired,self-employed with no fixed income (invoice as and when i work,few months a year),no mortgage (paid off few yrs ago),no credit cards or any other finance but decent savings and so im told by my financial advisor at my bank ("ive a good enough credit score to get a better interest rate than the employees here") will i struggle to get the credit to lease....

I spoke to a couple of leasing companies and they asked me to fill in all the forms and see but i thought id ask before getting excited about my new lease car.I dont want to buy outright as it took many years to save what i have and with the low miles i do leasing looks like my best option.

thanks

noway

Original Poster:

937 posts

181 months

Wednesday 26th October 2016
quotequote all
Sarnie said:
Have you checked what Experian & Equifax are saying about you?
Experian wanted my credit card details which i dont have,havnt tried equifax yet...

noway

Original Poster:

937 posts

181 months

Wednesday 26th October 2016
quotequote all
Thanks for the replys so far,got my credit score which is 592 out of 700 which means zilch to me but id say thats fairly good.