Credit card repayments - when best time ?

[Register1]

Hi all,
I have a Nationwide credit card, which I generally use for all fuel, and item (non food) purchases from the likes of Tesco, Asda, Argos, etc. Big ticket items, car deposits, etc. and every thing on-line like flights, and holidays.

I pay it off in full every month.

But what I try to determine is, when is the best time of teh month to use it, and when not to use it, as in relation to paying it all back, if you know what I mean.

As an example, my payment date is say 26th of the month.
I am not sure what the period is, from when I am in the shop spending, to when I repay it on-line

Is there a maximum time in days, where one buys, then is needed to repay?

I never fail to pay the full outstanding, as I generally use the CC for the protection, rather than spending my "own" money with my debit card.

R1

[Register1]

blinkythefish said:

The date you care about is your statement date, rather than payment date.

For example, my statement is on the 19th, with payment on the 7th. So for maximum credit, buying stuff on the 20th gives me 56 days of interest free credit(1 month to statement it appears on plus 17 days to payment day). Buying something on the 18 gives me 18 days of interest free credit(1 day to statement issue, 17 days till payment due).

That's the stuff I was after,

Thanks,