House buying advice..please

[briantherobot]

Hi all,
Looking to get some advice and insight into your own house buying experiences.

We are weighing up the best approach to move house, we are currently in a small (starter home) now in a position to move up the ladder. The question we're asking ourselves is should we really stretch to our maximum affordability or should be rather more conservative and take a smaller step. We have no dependants and are both mid to late twenties.

I have heard whilst you are young you should stretch yourselves to the maximum but not too sure if this advice is current in today's housing, job market etc..

Any of your advice and past experiences would be great to hear.

[briantherobot]

Hi guys,

Our Jobs are as secure as they can be. Always a tonne of overtime available to me as well.
The main issue is do we want to stretch ourselves and be watching the pennies or shall we stay put and be able to afford the luxuries in life, nice holidays, cars etc etc..

Decisions decisions. Whilst interest rates are low my thoughts are that we should borrow as much as we can and stretch ourselves whilst money is cheap!?