Your Investment performance for 2016.
Discussion
Jockman said:
GT03ROB said:
With the final results just about in I'm up just over 19%, quite happy with that.
What about the rest of you?
How's the most important investment of all - the wife??What about the rest of you?
RichS said:
davepoth said:
I don't have a spreadsheet set up so it's difficult to work out after taking account of extra investment.
How does one do that? I have difficulty tracking overall annual returns since I invest more cash throughout the year. Jon39 said:
GT03ROB said:
Bear in mind the FTSE100 rose 19% last year.... and the FTSE all share rose 17%.....
I do not recognise your figures, Rob.
Perhaps you have also included the adjustment for dividend income.
Unless I have made an error, the 2016 index increases were;
FTSE All-Share = +12.45%
FTSE 100 ........ = +14.43%
Anyone who has outperformed with their own equity fund has done well, because few professional funds can do that repeatedly.
Edited by Jon39 on Monday 2nd January 11:53
I have the FTSE 100 opening 2016 at 6093 & closing at 7142 for a rise of 17.2%
The all share opening at 3367 closing at 3873 for a rise of 15%.
Ah well!
sidicks said:
SMar said:
I’ve been tracking the performance of my Pension and Stock/Shares Isa since Feb 2016 and to date have a return of just under 40% for a well into 6 figures investment. Not selected by me I may add, but my Financial advisor. All in low cost trackers, Dimensional and Vanguard. More than happy with that. But in for the long term so doesn’t really matter at the moment.
Your portfolio has achieved an investment return of over 40% since February, invested in Tracker funds etc?Edited by SMar on Tuesday 3rd January 10:52
Are you sure?!
Depending on what date I take in February it does show a growth in excess of 40%
However across a balanced portfolio of well into 6 figures I'd share your surprise.
rockin said:
GT03ROB said:
Depending on what date I take in February it does show a growth in excess of 40%
One can only wonder just how BAD the performance must have been before that miraculous revival.Annualised return is key.
rockin said:
NickCQ said:
rockin said:
So the question is - when to sell? These issues apply equally for trackers as for active investors!
Not so! If I thought I could beat / time the market then I would be picking stocks rather than investing passively. I invest passively precisely because I do not believe that I have any ability to produce excess returns through applying my brain to the problem.https://uk.finance.yahoo.com/quote/%5EFTSE?ltr=1
...but a far few troughs in between!!
emicen said:
A thread worth revisiting annually?
2017 was hit, miss and meh from my point of view
G & H were new additions and both pretty much cliff dived as soon as I got in
I think in 2018 I'm going to invest in some funds rather than individual stocks whilst I figure out a better strategy for picking winners...
Ouch! But very honest of you. 2017 was hit, miss and meh from my point of view
| Company | 2015 | 2016 | 2017 |
| A | -33.95% | 40.30% | 22.93% |
| B | -3.67% | 58.65% | 7.20% |
| C | -30.08% | 83.78% | 20.95% |
| D | 196.46% | -26.37% | |
| E | 1.17% | 8.83% | 13.82% |
| F | 29.22% | 10.64% | 19.56% |
| G | -5.62% | ||
| H | -27.78% | ||
| Total | -1.82% | 62.26% | -2.83% |
G & H were new additions and both pretty much cliff dived as soon as I got in
I think in 2018 I'm going to invest in some funds rather than individual stocks whilst I figure out a better strategy for picking winners...
I kept a largely identical portfolio of funds to the previous year & basically made the same on paper as previous year, just over 19%
Countdown said:
Possibly I'm the worst investor on PH but overall my current investments (starting in 2010 with all dividends reinvested) are equal to the amount I've actually paid in. To put it another way, if I had paid in £100k over the last 10 years my current portfolio is worth.....£100k 
This obviously means that I'm down a fair amount over the last year (possibly as much as 15%). On the bright side I've still got years left to retirement so hopefully there is plenty of time for the investments to recover.
I hope you haven't invested 100k, that is dire.This obviously means that I'm down a fair amount over the last year (possibly as much as 15%). On the bright side I've still got years left to retirement so hopefully there is plenty of time for the investments to recover.
Countdown said:
Via a First Direct S&S platform (they charge £11/qtr). The majority is in an ISA, and the majority of investments are in Vanguard trackers. I can see what my biggest losers are (I bought HSBC at approx £5.50 a share average, it’s now trading at under £4,,,,I think about 10% of my portfolio is in HSBC)
To be fair the amount I had to invest at the beginning was relatively small (less than £5k per annum). It increased a lot over the last few years so I’d say probably 70% of my investments have been over the last 3-4 years.
10% in one stock...To be fair the amount I had to invest at the beginning was relatively small (less than £5k per annum). It increased a lot over the last few years so I’d say probably 70% of my investments have been over the last 3-4 years.
.... it sounds like you have been heavily into UK banking & oils. Basically FTSE 100. I’d step back & really look at what you have. Then ask yourself is it balanced across global markets & sectors. I’m no expert but on a 15yr view I’ve averaged a 8.5% return per year. Over the years that compounds into a nice little increase. You need to find a strategy you are comfortable with & understand.. Over time I shift where my emphasis is but always look long term and rarely back single companies, but will back single sectors eg Gold or countries eg India
Countdown said:
You lot are depressing me now 
. Just logged on to the FD website and portfolio currently as follows;
Aviva -10.67%
GFRD - 87.94%
HSBC - 36.84%
MAN Grp +35.42%
Nat Grid -1.89%
Shell -30.77%
SGRO +255%
VUKE -10.3%
VWRL +19.28%
VERX +6.2%
Vistry -47.35% (I dont even remember buying these......something to do with galliford i think)
VOdafone -38.49%
Centrica -78%
Looking at it, I think the main reason why overall my position is so bad is because both HSBC and Shell are so far down, and both of them are quite a big part of my portfoilio (before I started buying Vanguard funds).
I think its more the fact you only have 4 stocks up out of 13. I think your problem has been to try to pick stocks, without much logic to it other than large blue chips. Don’t get me wrong I have most of the above somewhere in a portfolio. But those are the parts that are pulling the average down to 8.5%. At some stage some will come back. . Just logged on to the FD website and portfolio currently as follows;Aviva -10.67%
GFRD - 87.94%
HSBC - 36.84%
MAN Grp +35.42%
Nat Grid -1.89%
Shell -30.77%
SGRO +255%
VUKE -10.3%
VWRL +19.28%
VERX +6.2%
Vistry -47.35% (I dont even remember buying these......something to do with galliford i think)
VOdafone -38.49%
Centrica -78%
Looking at it, I think the main reason why overall my position is so bad is because both HSBC and Shell are so far down, and both of them are quite a big part of my portfoilio (before I started buying Vanguard funds).
You have zero exposure to those stocks that have driven global stock markets up... Alphabet, Amazon, Apple, Tesla. You have zero exposure to anything other than the UK. These is where the funds come in they give you the coverage & spread you need to avoid your results.
Countdown said:
GT03ROB said:
You have zero exposure to those stocks that have driven global stock markets up... Alphabet, Amazon, Apple, Tesla. You have zero exposure to anything other than the UK. These is where the funds come in they give you the coverage & spread you need to avoid your results.
Aren't they in VWRL somewhere?Tbh when i started investing in VUKE my understanding was that it was UK firms which were "Global" in nature (ergo the exposure was international rather than UK).
ETA - just remembered - Vodafone made a special cash dividend a few years ago - 4% - I dont think that's factored into the above -
Edited by Countdown on Saturday 2nd January 18:37
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