Where to stick £15k for a few months?

[topless360]

I've sold my Z4M today and have £15k or so that will sit around for a few months (maybe 6 months) until I decide to use it.

Anyone have any recommendations of where I can put it?

Due to the length of time I'll need it in, I appreciate I may only earn 1-2% but that's fine. As long as it's better than the 0.1% of my current account.
It needs to be a UK regulated bank with instant access. No invesments with risk attached.

[topless360]

snabzter said:

Santander 123 to get 1.5% on balances between £3k and £20k, but you need direct debits coming out and to pay money in each month and there is a £5 per month account fee.

TSB online pays 3% (I think) on £1,500, but you need to pay money in each month.

Tesco are doing 3% on balances up to £3k.

I already have several TSB accounts. It's a bit of a pain having multiple accounts thought which is why I'm not too keen on those with low maximum limits.

Santander is a good shout but I'd rather not move my current account and DD's due to the hassle factor.

Looks like NatWest have an account that pays 1.25% on £10k. Anyone used them?

[topless360]

megaphone said:

OP, why go to all the trouble of opening a current account for a measly 1-2% for 6 months? Have you worked out the return?

It could be longer than 6 months, but as NickCQ says, it's money for very little work and I like the sound of that.

I'm leaning towards Premium Bonds as it's a safe place to keep my money for a short period of time even if I earn just 1% in prizes.