protected no claims discount

[cramorra]

I hate to admit I had a fault claim.....

so I am not surprised that my insurance is bound to go up.....
only I had 8 years (protected) no claims discount

Increase is almost 25%- and it still says 8 years NCD- so what's the point?
and does it make sense to continue protecting it?
Thanks

[cramorra]

Peace guys....please
thanks for the great amount of info

I get
if insurance companies can s...w you they will
your risk goes up, hence your premium will after a fault claim
NCD will reduce the premium by a certain %- less so if you lose it or reduce it
depending on where NCD is applied in the calculation process- dependent on insurance company it will affect the end price more or less
So it's just a case of shopping around?
correct?