The impact of having a bank application refused
Discussion
I'm looking to switch banks and want to use a bank who currently have a £200 incentive offer. I phoned them yesterday and they seemed a little reluctant to progress my application. Perhaps it was just poor customer service as the person I was speaking to didn't have a clue. I then went onto their website and completed the application there. It takes them 5 days to get back to me on whether or not it's successful. If it's not successful does this have an adverse affect on my credit rating ?
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