Bad credit for late payment of utility bills.

[Hedders]

mattley said:

If you can't even pay your utility bills how would you pay back the extra on a loan if you could get credit?

Maybe you could have paid the loan off in a week or three when you got paid and everyone would have been happy!

TBH, i have no idea at what point your credit is affected yet, it might be after months of non payment, i doubt it though..

[Hedders]

Neil_H said:

I always thought this was the case now?

Only if they get a judgement against you for non payment i would have thought.

[Hedders]

ymwoods said:

all of the below affect your credit rating in regards to paying Utility Bills:

Missing 3 payment dates in a row (even if paid off a few days after the payment date)

Does that mean if you get monthly bills, and you wait for the red letter for three consecutive months, you get a 'negative feedback' on your credit report?

Or do they only consider a late payment to be one that is made after the date on the final demand? I think i am safe, just curious

[Hedders]

I had better take a look at my next bill then