'ExtraCare' Elderly accommodation

[madmover]

I currently have two elderly relatives who are potentially going to be moving into a flat built buy these folk. It's a retirement village so comes complete with a warden, communal gardens, gym etc but the prices aren't cheap and given the way the contracts are written in relation to the provision of care etc I'm intrigued to hear anyones experiences? Some of the charges are eye wateringly expensive so it's essential that everything is as they envisage and it's as good as it's made out to be.

Any experiences or information folk can share about it would be much appreciated.

Cheers!

[madmover]

Countdown said:

IIRC Extra Care is usually accommodation for those people that don't need full residential care, but arent able to live completely independently.

Your relatives will have to pay rent and a service charge (just as if they were living in a normal flat). They will also have to pay some care charges to cover the cost of the warden. Depending on your relatives income / assets they may be entitled to Housing benefit to cover part or all of the rent/service charge / care charge.

I have been the finance manager for a couple of these schemes. They are quite nice and possibly the best option if there is nobody else to look after "Mum and dad". Depending on how "luxurious" it is, you'd be looking at £130pw upwards.

Indeed, theirs would be noticeably more than that plus £14 per hour per person in care although the latter could rise in the foreseeable future.

What's the threshold of assets/income for any potential relief? Is it still 16k savings or less? I'd be very surprised if they were entitled to anything but I'll run through the calculator later on when I see them to check.

Edited by madmover on Sunday 20th April 10:12