Chancel Repair Liability

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Discussion

mjb1

Original Poster:

2,556 posts

160 months

Friday 30th September 2016
quotequote all
Searches on the house that I'm buying show that it is in a parish that has the potential to have chancel repair liability registered against it, although this property doesn't have at present. Solicitor and information on the internet seem to suggest that the liability can't be registered to a title after October 2013, as long as ownership has changed since then.

Previous owner bought 10 years ago, so my interpretation is that the repair liability could only be registered while they are still the registered owners? After I've completed purchase it can't be registered in future?

If that's the case, then it hardly seems worth taking out the insurance against it?

mjb1

Original Poster:

2,556 posts

160 months

Friday 30th September 2016
quotequote all
desolate said:
Given the fact that chancel repair insurance costs are pretty insignificant I'd go with the recommendation of the solicitor.

Yours

A.N Insurance Broker.
Solicitor doesn't seem to want to recommend on anything - just gives the options and sits firmly on the fence.