Purchasing a house with a tenant in situ

[Mk3Ed]

Good Morning

I'm going to a view a house this weekend, which seems to tick a lot of boxes for me.

The estate agents have just rang and said that the owner of the house has just taken a 6 month contract for someone to rent the property.

From my side of things there are a few advantages/disadvantages to this - but it doesn't overly matter that I wouldn't be able to move into the property for 6 months, as it gives me more time to save. Buy fixtures and fittings and also be able to afford a holiday next year (currently living at my parents so the disposable income will come in handy.)

But the reason that i'm posting is does it pose any further risks from a completion side of things, as I would want to be moving in not long after the tenant has vacated. Also I don't want to find myself looking for a property in 6 months time, so is it possible to get the ball rolling and everything secured within the next coming months and leaving only the moving in until 6 months time?

[Mk3Ed]

Thanks for the response, I did think of that but assumed if they damaged the property the land lord would be responsible?

I will look around the property this weekend, and speak with my Mortgage adviser if I want to pursue.

[Mk3Ed]

Quick update

Spoke with the bank this morning, and they said they can't see it being a problem, Mortgage documents are valid for 3 months - but they can be extended. They said I wouldn't be able complete until the tenant had moved out, which I have already been told.

The estate agent told me that the owner got impatient and decided to put a tenant in the property to cover costs etc, apparently the tenant is using this house a stop gap while he sorts himself out after a divorce. Obviously not sure how true this is, but he estate agent seemed quite well informed.

i'm going to get more advice about the whole situation and think about it for a week or so, but if a property has a price of "offers over" where do you start with negotiating?