Home insurers that cover outbuildings fully?

[Muncher]

Can anyone recommend a good home insurer that actually fully covers the building and it's contents without either trying to worm out of actually covering it (Admiral) or doubling the premium for only a small increase in cover (Home protect). Most of the others on comparison sites don't give you enough information to tell whether they will cover it or not.

I am only looking for about £50k of buildings cover and £10k contents.

[Muncher]

vxsmithers said:

I have admiral platinum which I was assured does what you want, now I'm feeling a bit nervous!

Nope, it doesn't! There is a specific exclusion against it in there.

On the one hand it says this:






But the current admiral platinum policy booklet here:

http://www.admiral.com/policyDocs/HH-007-009-Plati...

Says at page 30:

What is not covered

Theft or attempted theft

To contents in your garage, shed or
outbuildings or kept in the open on the land
your home stands on

[Muncher]

[Muncher]

moles said:

Think Directline cover outbuildings it says any garage, shed or building on your land is covered on their FAQ's.

Limited to only £2,500 which isn't enough for me.

[Muncher]

Did anyone follow this up with Admiral to check the position?

At the moment I have a £270 policy for £400k buildings and £60k contents

To move to add £40k of garage buildings cover and £10k of contents is doubling, if not tripling the premium. I tried NFU and they came in at £650.