Bee hive or just attracted to tree?

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There's about 30 or so bees currently flying around this tree in the back garden.
There was 15 on our 17 month old who was batting them off and last thing we want is for her to get stung and worst case be allergic.
Does anyone know if we have a potential bee hive or if it's the type of tree based on the following photo?

I'm assuming if bee hive we phone a bee keeper to take away?
And if it's the tree, chop it or put up with it?
TIA.

[smiffy180]

kowalski655 said:

I was just going to post something similar, we have a different kind of tree,flowers look a bit like fuchsias, the whole tree is buzzing. Its actually quite spooky
I have no problem with bees but the females in the family will freak, and we also have a baby to protect (16 months here)
So I too wonder if its a nest,or if the tree attracted the bees, like crack cocaine, and if the former, how to move it

Hah! Hopefully someone comes along with an answer!

I believe I saw in one of my local selling groups a question asked about removal of a bees nest and a few bee keepers piped up offering to move it for free

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Nimby said:

It's not a swarm. They may be collecting honeydew off aphids.

Thanks