Spare £250 per month

[jonny996]

You find yourself at that point in your life when you have a spare £250 per month, I mean after all bills paid and the usual dinners out and holiday savings ect. So what do you do with it?
Do you move house? Do you get a new car? No point saving it as you already have savings that you don't touch & pension is sorted.
So what would you do with your £250 per month?

[jonny996]

Say your Mortgage is sorted, I mean you have £250 pm to do with what ever you want, it doesn't affect any of the families options it is your "hobby" money, most smokers literly burn that a month & no I didn't want to start smoking.
I am interested in what others would do with it?
Me, I got a interest only mortgage and got my self a bolt hole in the Alps, so I can ski in winter and sit outside drinking wine in the summer but everyone is different, so what's your ideas & no I don't want to lease a Golf R.

[jonny996]

What fun does a BTL give you

[jonny996]

227bhp said:

jonny996 said:

Me, I got a interest only mortgage and got myself a bolt hole in the Alps, so I can ski in winter and sit outside drinking wine in the summer but everyone is different.

Let's hear some more about that then, I like the sound of that

Quite simple really, was out there and walked past an estate agents. Seen an apartment for sale at 140000 euro that fits the family. With the euro being weak and French mortgages being cheap, it worked out at less than £200 pm on a interest only mortgage. ( I did have to put down 25%) No need to pay it off as it will be sold in 15 years or pension could cover it.
Turns out that apart from family breaks my wife and I were thinking the same, we both seen Girly / Lads weekends as a possibility as well. And easy jets flight as cheap as chips.
Not wanting to sound like a tt but £250 is not a lot of money per month and I don't see much in this tread that I would prefer to do with it, the race car must be more than £250 per month?

[jonny996]

GAjon said:

I'd try and relax a little, anyone who's life is so controlled and regimented that they know they have a excact amount spare each and every month needs to loosen up a bit.

you sir are a prize bell end. I was using the 250 figure as that is what I am spending per month on my chosen "hobby" not because I am so controlled that's all I have.
Do you honestly think someone would do that if they were in a position were a small bill would push them over the edge & last time I checked skiing & lads weekends away is relaxing.

[jonny996]

MarshPhantom said:

jonny996 said:

What fun does a BTL give you

2k a month to play with.

ok I am interested, can you tell me how I can use my £250 per month to get a BTL that gives me your quoted "2K a month to play with"

[jonny996]

AyBee said:

£250pm is enough for somewhere in the Alps? How do you afford the flights out there on top?

Flights are £60 return.

[jonny996]

What I found offensive is his unfounded accusation that I was an uptight control freak that knew I had the figure spare per month. I tried to word my initial post in a way that was not willy waving & keep the monthly spend to a relevant level that most could comment & actually achieve on.
The post was pointless if we did not have a figure to work to.

[jonny996]

The Moose said:

Out of interest, where in the Alps is your place if you don't mind me asking

St Gervais

[jonny996]

Mortgage and service charge. We have a annual tax bill off approx 1000 euro

Edited by jonny996 on Sunday 6th December 16:17