Giving up Work at 30

[Charlie1986]

So at the age of 30 i have a choice of giving up work.

I get a Military pension for life after being injured in service this and the additional Armed Forces PIP is worth £32,000 a year but I've chosen to take the choice of Motability so this takes it down to £29,000 a year. My other half works full time and we have a 4 year old who starts school in September.

All bills and our Mortgage is paid using my pension and still providing enough for me to live on and the OH wage can be saved.

The thing is i work and enjoy working but my condition recently has been playing up putting me in pain and being a dick but I'm very driven by pride.

If you had the choice what would you do? My mind is set for telling my work to get stuffed and becoming retired but at the age of 30!

[Charlie1986]

Jasandjules said:

Can you work part time at your current role so you can still keep your eye in but not too much that you are in pain?

No it would be very difficult to do it over the summer part time.as we are so busy we go from 8-1 to doing 6-6 shifts for the summer months as its Fresh fruit.

To give you a clue about the pain wise think of a wisdom tooth pain and add a deep muscle pain then you are very close to what i have most days.

[Charlie1986]

Jasandjules said:

Fear not, I am fully au fait with significant pain on a daily basis.

Therefore, I would suggest you leave that role and find one which is less demanding physically.

Because I truly think not working at all will drive you mad.

This is what I'm worried about it would drive me mad not doing anything. So would look at playing more golf and volunteering

As for the pain side as it comes and goes so the Gp's won't prescribe anything strong enough as there worried i will become addicted to it. Which i do feel they are doing the best thing but its just a pain sometimes. But i do have my consultants direct dial and mobile for when its truly kicking off.

Im looking at my 10th Op in 6 years for a nerve replacement in my face and that has a recovery period of 12 months if i take it.

[Charlie1986]

MrBarry123 said:

I'm expecting my wage to grow considerably in the ten year period from age 30 to age 40 so no, I wouldn't retire. I'd also be horribly bored.

Or you could lose your job tomorrow or the next day. No matter what i have a pension that will grow each year for life. If you had that option what would you do?

[Charlie1986]

Thanks guys for the responses.

Ive taking some time off from work today and then over the next 3 weeks I'm only 2 working days so will see how i go in between on the days off.

Edited by Charlie1986 on Wednesday 4th May 16:01

[Charlie1986]

glazbagun said:

29K a year after tax and car and only 30? I'd bite their hand off! So much you could learn and do while still young. Is there some stipulation that means you couldn't start your own company or business?

Sorry for the delay in updating this been a bit busy.

Theres no stipulation in what i do. The spilt is £25k for pension and then its 7k for the AFIP both payable under the Guaranteed income payment until in 65 then my normal pension kicks in along with my state pension but my AFIP will not stop. All this is Tax free. With my Wage and this i sit on 58K after tax.

Ive had a few days off and whilst it was great i did get bored very easily as i can't sit about i need to be doing something. But from advice here i did sit down with my manager and HR director and explained everything to them. Form this my hours are slightly reduced to accommodate being to drop my DAUGHTER off at school ( unless my Oh is pregnant we only have 1) And the Team that i manage will always have 1 extra agency guy who will do all lifting. They explained that they do not want to lose me and even if this does not work there will be a role upstairs if i choose to take them up on it.

Now with me doing the above i just need to convince my Oh theres a need for a M2 or M4 in the house.