Private medical cover

[Rick101]

Hi,

Can anyone give me some pointers with regard to medical cover?

I'm specifically looking for cancer cover. Only 1 family member I know thats had it but as black male (that eats a LOT of meat!) I think I'm at a higher risk.

Have been on the Bupa website and treatment cover for me and mrs came in at £50 odd pm with a £500 annual excess.
I had a reasonable DB pension so that should help with finance if I had to finish work, what I'm looking for is the best treatment and aftercare I can get if I need it.

I already have a work health cover plan, subsidised at £16pm with refunds general costs such as prescriptions, dentist, massages etc.

I know very little about healthcare and am assuming Bupa is the main private provider. Is there any benefit going through a broker to buy or using a different company?

Thanks

[Rick101]

Bump, anybody?

Must be some PH types to posh to use the NHS.

[Rick101]

I'll have a look, thank you!

[Rick101]

Do these plans pay you the cash or just give you the medical assistance.

I'm looking for the later really.

[Rick101]

Thanks all,

Always like to close a thread if I can.

Used Paul Bradley at Dewbury, thanks for the tip off.

Agreed 2 singles policies (to save ncb if 1 claims) with Pru Health.
Have gone for a basic core cover policy with a £250 excess. The only add on is full cancer cover over the base cancer offering.

Works out about £56 a month for the two of us. Near on £700 for nothing, but hopefully come the time that we do need it, it will provide as it's supposed to.

Cheers for all the advice.

Edited by Rick101 on Tuesday 10th February 17:15