Insurance frustration
Discussion
Hello,
Well after looking around I think I've found the wagon I want and hopefully my current car is about to sell. I have taken a look around for serious insurance. I didn't expect it to be so difficult.
I am a 27 year old professional living in -what the insurance told me- is one of the lowest risk areas in the country. I have had a full license for 10 years. 9 years NCB. No claims, accidents or points ever! I am Mr. Sensible and boring.
Many companies won't quote me! Others get very confused with SL and PPP.
I have called Subaru insurance who understood exactly what the car spec was and have provided me with an acceptable quote. What a nightmare.
Now to hopefully change cars!!
Jim
Well after looking around I think I've found the wagon I want and hopefully my current car is about to sell. I have taken a look around for serious insurance. I didn't expect it to be so difficult.
I am a 27 year old professional living in -what the insurance told me- is one of the lowest risk areas in the country. I have had a full license for 10 years. 9 years NCB. No claims, accidents or points ever! I am Mr. Sensible and boring.
Many companies won't quote me! Others get very confused with SL and PPP.
I have called Subaru insurance who understood exactly what the car spec was and have provided me with an acceptable quote. What a nightmare.
Now to hopefully change cars!!
Jim
I think a standard WRX wagon would only be another £100 on top of what I have now so not much over £500 for the year.
With the PPP added it looked like around £620 but when I called to check the qoute was 100% accurate the company ran through it and then said they can't insure me. The sticking point seems to be the intercooler hose change that comes with the PPP.
Anyway, Subaru quoted 680. The wagon I was after sold after a day on Autotrader. I was too slow. I think when I hopefully track down the right wagon with PPP Subaru insurance might be the way to go, atleast for the first year anyway.
J
With the PPP added it looked like around £620 but when I called to check the qoute was 100% accurate the company ran through it and then said they can't insure me. The sticking point seems to be the intercooler hose change that comes with the PPP.
Anyway, Subaru quoted 680. The wagon I was after sold after a day on Autotrader. I was too slow. I think when I hopefully track down the right wagon with PPP Subaru insurance might be the way to go, atleast for the first year anyway.
J
cheesesliceking said:
Why does the hose swap cause such a problem?
If only I knew. I can't remember which company it was but they told me they couldn't quote. I asked if they could find out exactly why and they said it was the modification to the inter cooler. I told them the inter cooler was standard apart from the single hose but they still said no quote.Direct line quote 391 for a standard wrx with tracker but I think I'll have to phone up for the PPP part.
Admiral don't have the PPP listed on their website. Might be worth another call armed with the 'wrx free PPP' info.
Anyway I'm happy that I can insure one for acceptable cash. Less than £700 for the first year isn't that bad so any cheaper is a bonus.
paulmoonraker said:
Admiral and Elephant recognise the PPP as a model with the WRX. It's shows up on their system as 'WRX FREE PPP'. Also persist with Keith Michaels. Or put a standard intercooler hose on (but check this won't cause the car to suffer an instantaneous death)...
Thanks for this. It only shows up as a 2005 model and I will probably get 03/04. Elephant were happy enough to put it down as a 2004 wrx free PPP. 126 extra with 7 months left. Works out at about 610 for a year.Keith Michaels is getting back to me but I'm happy enough that I can insure the car. Just got to find a nice one now.
Gassing Station | Subaru | Top of Page | What's New | My Stuff