20 year old, Porsche Boxster 2.7... Insurance?

[JLammy]

Hi all,

I'm new to the forum.

Basically, I've been looking at getting myself a 987 Boxster 2.7 for the past few months, but insurance has proved to be a problem (which is of course understandable-ish). I turned 20 a couple of months ago, 1 year NCB and both parents will be named drivers. The cheapest quote I've gotten so far has been from Admiral at £2200, but although it's going to be hard, does anyone know which companies I can give a call to try and get this quote down a bit?

Also, I'd LOVE to get get myself a Cayman 2.7 instead, but even Admiral has said no to it. They want me to be 21+ before I can be insured on the Cayman. The thing is, isn't the Cayman essentially a coupe version of the Boxster?

[b]So, to make it simple;

Are there any young Boxster owners here? And would you by any chance be able to put me in the right direction to get cheaper insurance? I don't mind the quote from Admiral as much, but I'm just trying my luck..[/b]

Any help is highly appreciated.

Thanks everyone

[JLammy]

R300will said:

Honda S2000 any better? it is from a man perspective anyway

Although I've heard the S2000 are amazing cars, especially because of the handling... I'm not a great fan of it.

I've looked at a couple of other cars, such as the 350z and the Merc SL & SLK range, but after test driving a Boxster, I think it will be the one I go for.

[JLammy]

mx5tom said:

I'm only a bit older than you (22) but there'll probably be quite a difference in insurance prices. I haven't got a Boxster, but I did get a quote when I was thinking of getting one...

I don't have the actual quotes, but a 2.7 was about £1.1k and the 3.2S was around £1.7k.

This was for a 986 rather than a 987 mind, so a considerably cheaper car. I've always found Admiral to be the cheapest company until you start adding mods, but for a standard car I've never been able to find a cheaper company.

Edit for post above:
If your getting £2k quotes on a Boxster... don't even think of looking at an S2000.

I couldn't get a quote for the 3.2S at all... So I think my age does make the quotes quite a bit higher.

[JLammy]

I've tried getting a quote on a Z4M, but again, no-one would give me a decent quote.
I'm using my Uni address, as it's a LOT cheaper and I'm at Uni most of the time anyway.

The VX220 Turbo looks erm disgusting to me.. And yes, the S2000 is a lot more to insure than the Boxster - Probably because of the amount of people that has crashed them..

Any suggestions on which 'specialist' brokers I should try?

[JLammy]

vz-r_dave said:

I looked at the S2000 but I am not a great fan of it.... because i want to use my car as a penis extension, no really that is why I consider a poor mans porsche over better cars. The women dont have clue........

Honestly? You believe the S2000 is a much better car than the Boxster 987? Drive both first. I'm certain you wouldn't say the S2000 is a much better car. There's no doubt that the S2000 is a very good AND capable car, but the Boxster isn't bad either.. and plus, there's a sense of quality in a Boxster, which you don't get with the Honda.

[JLammy]

Baryonyx said:

Hoh ho! Good wheeze! I thought you were serious for a minute there!

In truth, hewn-from-granite Porsches seem to be a thing of the past and the Boxster (as nice as it is) is the cheapest and nastiest of the lot. They can suffer some pretty major faults too (always offputting when I get Boxster lust).

The worst the S2000 seems to suffer from is a sensitivity to suspension settings in that the wheel alignment and suspension geometry needs to be looked after or the handling suffers badly.

I've seen leaking roof-tops with the S2000... And yes, although the Boxster is a cheap Porsche, the 987 still has a sense of quality.. I didn't say it IS good quality, but a 'sense' of it is better than nothing! One good thing I know about JDM cars is that their engines are pretty much 'bullet proof'. Well, most are anyway. It's the reason why my family has gone through so many jap cars. In fact there's an Evo 8 running 400/400 sitting in the garage right now. (Wish I could get insured on it..)

I've heard the horror stories of IMS and RMS issues on the Boxsters, but these problems only occur to a small percentage of Boxsters, and it's just internet forums like these which magnify it by a lot. (Apparently anyway...)

As I said, I've got nothing bad to say about the S2000, it's just a car I'm not a great fan of due to it's looks. Not that the Boxster is pure beauty either.. The only reason I'm stuck with a Boxster or a Cayman is because I can't get insured on a 911 (996 or 997).

[JLammy]

Well, I bought a 987 Boxster 2.7 in the end. And to say the least, it's an amazing car. No regrets for buying it.
Insurance wise, I went with Admiral, as they were the cheapest. Thanks for all the replies everyone.