Can my company make me use my personal car for work?
Discussion
Hi guys,
I have recently got into a slight argument with my companies fleet manager. I do not have a company car, but I do a substantial amount of miles in a pool car. The company has 5 pool cars, and I am due to use one next week. I have been told I am not allowed to use one of these cars next week, and I will have to use my own car.
The company insurance policy does not cover my car, so if I were to have an accident it would be my policy which suffers.
Second, I would not have to pay excess if I had an accident it the pool car, but I would in my own car.
As a result of these two things, I have refused to take my car. I am being put under substantial pressure from senior management (who all have company cars might I add) to use my own car. I am worried that if I don't do this, it will reflect on me badly and will thus make me less likely to looked at for promotions etc.
Do you think I'm just overeating, or do you think a company which turns over hundreds of millions should rent a car for me to use.
I have recently got into a slight argument with my companies fleet manager. I do not have a company car, but I do a substantial amount of miles in a pool car. The company has 5 pool cars, and I am due to use one next week. I have been told I am not allowed to use one of these cars next week, and I will have to use my own car.
The company insurance policy does not cover my car, so if I were to have an accident it would be my policy which suffers.
Second, I would not have to pay excess if I had an accident it the pool car, but I would in my own car.
As a result of these two things, I have refused to take my car. I am being put under substantial pressure from senior management (who all have company cars might I add) to use my own car. I am worried that if I don't do this, it will reflect on me badly and will thus make me less likely to looked at for promotions etc.
Do you think I'm just overeating, or do you think a company which turns over hundreds of millions should rent a car for me to use.
EmmaJ said:
Technically I hear where you're coming from but surely aside from the excess on your policy regardless if you were to have an accident in the pool car or your own you'd have to declare it to your insurance company...?
I would be expensing the additional premium for business cover (unless you already have it) to the company and make sure that you bill them at the going mileage rate for the size of your engine if you do use your own car. Thinking about it if you do have accident why wouldn't you attempt to bill them for your excess....? Surely a simple upfront agreement with senior management stating that any out of pocket expenses will be covered is surely the way to go?
I've looked into this when first finding out I would be using pool cars for work. Yes, I would have to declare I've had an accident, but it wouldn't count as a claim as it's not my policy.I would be expensing the additional premium for business cover (unless you already have it) to the company and make sure that you bill them at the going mileage rate for the size of your engine if you do use your own car. Thinking about it if you do have accident why wouldn't you attempt to bill them for your excess....? Surely a simple upfront agreement with senior management stating that any out of pocket expenses will be covered is surely the way to go?
And no, I do not have business use. It only costs £20 to upgrade, but that's not the point.
And again, no, it's not in my contract of employment to travel for work.
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