Selling a Cat C write off without a VIC check
Discussion
Unfortunately my Mazda MX5 was written off in a non fault accident before Christmas. The damage is a dent to the offside rear quarter panel and arch, but the car is still drive-able. My insurers advised me after the accident that they do not insure write offs and were therefore cancelling my policy (I got a refund of the remainder) so the car was stored away in the garage and I declared SORN.
I would now like to sell the car as spares / repair but am unsure of the correct procedure. I still have the V5C in my name. Do I just sell as normal and then it is up to the new owner to get the car repaired (if they wish to) and complete the VIC check? Obviously a new V5C will not be issued until the VIC check is complete so my worry is that the new owner may use the car whilst it would still be registered to myself.
I would now like to sell the car as spares / repair but am unsure of the correct procedure. I still have the V5C in my name. Do I just sell as normal and then it is up to the new owner to get the car repaired (if they wish to) and complete the VIC check? Obviously a new V5C will not be issued until the VIC check is complete so my worry is that the new owner may use the car whilst it would still be registered to myself.
jimbob82 said:
If the car is roadworthy you can get it Vic checked yourself. You don't HAVE to repair it.
The issue is that where the arch has been impacted, it has resulted in a sharp edge which I am guessing would not pass the VIC. I know it is an identity check but read that they will also check for things like sharp edges. Also, wouldn't be able to drive it to the VIC test without insurance.ETA: This is the damage:
Edited by wilbo83 on Saturday 23 February 14:52
psychoR1 said:
Spangles is correct. I have a car c car. The mot was still valid. I re motd after 11 months when it expired and did the VIC after a year. Shred nothing!
The MOT expires at the end of April. Do you think I can take out a new insurance policy and declare it as a CAT C and drive it as is then (with tax)?psychoR1 said:
Wilbo - TBH you would get a lot of that damage out from behind and using a slide hammer with weld on or screw in tabs. Tidy the arch return and it won't look too bad. Does it drive straight?
Had never even heard of a slider hammer until your post. Just looked at a few youtube videos and it looks a fairly simple process. Drives absolutely fine, the impact was pretty slow speed.ewan221 said:
Not my understanding, I know of a few cars that were cat C with no structural damage
according to the HPI web site
Category C: This vehicle was repairable, but the repair costs exceeded the vehicle value. The insurer chose not to repair for economic reasons
Category D: This vehicle was repairable, but the repair costs were significant compared to the vehicle value. The insurer chose not to repair for economic reasons.
This is how I understood it and how it was explained to me.according to the HPI web site
Category C: This vehicle was repairable, but the repair costs exceeded the vehicle value. The insurer chose not to repair for economic reasons
Category D: This vehicle was repairable, but the repair costs were significant compared to the vehicle value. The insurer chose not to repair for economic reasons.
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