Is there a minimum speed for a whiplash claim?
Discussion
Hi guys
'Er indoors had a little bump in her QQ. She was at the filling station and was dealing with a screaming nipper and inadvertently let the car roll backwards and into the modeo which had arrived at the pump behind.
She said it was a minor tap and that she has caused no damage to either vehicle, apart from a very small crack in the front bumper of the mondeo. She estimates the speed to be less than walking pace, says she was rolling for less than 6 feet. It's not a steep forecourt, just has an incline on it
The problem is, the old boy driving was quite calm, but his son jumped out of the car holding his neck and shouting/ swearing at my wife and baby. Also levelled at her she was a terrible mother as he wouldn't ever crash with his kids in the car. He then started kicking at the bumper trying to suggest it was severely damaged and phoned his body shop friend to say it needed and entire new front end. My wife took picture of the damage, it looks like nothing.
Anyway, what I wanted to know was, is there any way this chancer will be able to claim whiplash? Of course it would push the claim value up so I'm sure that won't help her premiums.
Surely at such a low speed the insurers will rebuke any claim?!
'Er indoors had a little bump in her QQ. She was at the filling station and was dealing with a screaming nipper and inadvertently let the car roll backwards and into the modeo which had arrived at the pump behind.
She said it was a minor tap and that she has caused no damage to either vehicle, apart from a very small crack in the front bumper of the mondeo. She estimates the speed to be less than walking pace, says she was rolling for less than 6 feet. It's not a steep forecourt, just has an incline on it
The problem is, the old boy driving was quite calm, but his son jumped out of the car holding his neck and shouting/ swearing at my wife and baby. Also levelled at her she was a terrible mother as he wouldn't ever crash with his kids in the car. He then started kicking at the bumper trying to suggest it was severely damaged and phoned his body shop friend to say it needed and entire new front end. My wife took picture of the damage, it looks like nothing.
Anyway, what I wanted to know was, is there any way this chancer will be able to claim whiplash? Of course it would push the claim value up so I'm sure that won't help her premiums.
Surely at such a low speed the insurers will rebuke any claim?!
Hi
Thanks for the replies. No chance of making any silly claims about who hit who. She has paid the excess and admitted liability already.
To the person who asked why I care? 2 reasons.
Firstly the principle of the matter and secondly I was under the impression that they ask if parties were injured and what the value of the claim was. I assumed this then gets pushed into the random number generator and an increased premium would be kicked out for a 8k claim vs say a 1k claim?? Wrong?
Thanks for the replies. No chance of making any silly claims about who hit who. She has paid the excess and admitted liability already.
To the person who asked why I care? 2 reasons.
Firstly the principle of the matter and secondly I was under the impression that they ask if parties were injured and what the value of the claim was. I assumed this then gets pushed into the random number generator and an increased premium would be kicked out for a 8k claim vs say a 1k claim?? Wrong?
I'm not upset about it. But I thought it a little far fetched to be claiming whiplash at rolling speeds.
I'm extremely angry about the way he spoke to my wife and called into question her capabilities as a mother. I'm out of the country so having her teary on the phone wasn't easy. I'm tempted to pop around and express my discontent to him in person mind.
She is fine though, she's not so powerfully built company director with 60+ staff, so she can handle herself in a verbal off with some moron.
I'm extremely angry about the way he spoke to my wife and called into question her capabilities as a mother. I'm out of the country so having her teary on the phone wasn't easy. I'm tempted to pop around and express my discontent to him in person mind.
She is fine though, she's not so powerfully built company director with 60+ staff, so she can handle herself in a verbal off with some moron.
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