Changing car insurance rip off.

[colonel c]

Do all insurance companies do this. I bought a second car at a dealers last Sunday. I traded in my old car and purchased from them a '5 Day drive away policy' so I could drive the new car home. All well and good. Rang my insurance company the next day and asked them to change my existing policy to cover the new car. 'Certainly sir. That will be fifty something quid for changing it at short notice'. A little taken aback I said my 5 day policy covers me for another 4 days so could they start the new car cover after then. 'Yes sir that will be a little cheaper you will save 50p if we start the cover from then'.

[colonel c]

Interesting replies thanks. I didn't fancy messing around at the time. It's part of a multi car policy with Admiral. I was happy with their renewal quote last year. For a change it was competitive and I did not have to get other quotes in order to force them to lower it. But not happy with this extra charge and will be looking at the small print come renewal time.

[colonel c]

Mr Daytona said:

OP, what sort of car did you change from and to ? It may well be that the vast majority of the additional premium relates to an increase in the Insurance grouping of your new car. Normally though their will be an admin fee (usually £25 or so) which takes into account the call handlers time and such like in dealing with your request.

Good point. The call handler did not mention that but then he was Welsh. Changing from Golf 1.8T Gti to RX8 192. You could be correct. I will check when the new paperwork arrive.