Son Passed Test - Car Suggestions - Insurance Related

Son Passed Test - Car Suggestions - Insurance Related

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arfur

Original Poster:

3,871 posts

215 months

Tuesday 23rd September 2014
quotequote all
Afternoon ...

Son passed car driving test today. Well done.

He already has a full unrestricted bike licence and two bikes. He has 3 years NCD on one bike (600 sports 2006) and another policy on another bike (less than a year)

I'm looking around at car options, and I do not see any that take into account his bike experience.

From a few searches I've done, the usual 1.4 and 1.6 Focus/Golf/Clio/Ibiza are all coming in at about 1700 3rd party with 5k a year miles on a car about 1k value.

He has no intention of using the car unless the weather dictates, and only for getting to work .. in fact he has no interest in driving cars at all. It's only for commuting when a bike would be dangerous (no suitable bus route either)

So is the 1700 quid the norm ? Does anyone know of any cars (suitable for 6ft2) that may come in under this price ?

He's nearly 20

Cheers

Arf

Edited by arfur on Tuesday 23 September 12:32

arfur

Original Poster:

3,871 posts

215 months

Tuesday 23rd September 2014
quotequote all
Bike insurance Co does not do cars ...

If there are companies that take bike roadcraft into account on car insurance that might be a winner... although I'm guessing that does no happen

He's nearly 20

arfur

Original Poster:

3,871 posts

215 months

Tuesday 23rd September 2014
quotequote all
Steve_F said:
As it'll only be used in bad weather why not got for a 4x4. You might be surprised at certain vehicles that will be cheaper to insure as they're not popular for youngsters.

Or get one yourself, use it for some of your commutes and have him as a named driver for the few days he needs it. As long as you use it more than him I can't see that being an issue for him being a named driver.
Tried a Disco TD on a S plate as a test ... came out over 4k

As a named driver on my Audi it's 7k and on the Fiat 500 (Abarth) it's 3k

arfur

Original Poster:

3,871 posts

215 months

Tuesday 23rd September 2014
quotequote all
Lupu 1.4 TDI 1700 frown

Tried a old Vitara as oddball 4x4 choice .. 3k

Postcode is a good one for the South East

arfur

Original Poster:

3,871 posts

215 months

Thursday 25th September 2014
quotequote all
TwigtheWonderkid said:
Triumph Dolomite. Not a Sprint, just a boring one. 1300 or 1500 I would guess.
My 1st car back in the early 80's was a Sprint ... smile

arfur

Original Poster:

3,871 posts

215 months

Thursday 25th September 2014
quotequote all
bobfett said:
mikeyr said:
Normal rules for these are to be 21 and over I believe?
Nope, £99 insurance and telematics box for 18-20.
That is interesting ! ... Thanks for that one .. I'll look into that

arfur

Original Poster:

3,871 posts

215 months

Thursday 25th September 2014
quotequote all
mikeyr said:
bobfett said:
Nope, £99 insurance and telematics box for 18-20.
Good spot!

Website said:
Insurance offer terms and conditions
‡Participating retailers only. First year insurance offer available on new Corsa Excite and Limited Edition models only. All drivers must have held a valid full UK licence for a minimum of 1 year . All policies are underwritten by Ageas Insurance Ltd. Other insurance specific terms and conditions apply.
^Drivers aged 18-20 will make a contribution of £99 to their premium and must agree to the fitting of a telematics box to the car: every 3 months your policy will be reviewed and if you drive well, we will return part of this to you. The policy may be cancelled for consistently poor driving. Only available through ingenie.
  • The offer will cover the full premium for drivers aged between 21-75 (motor policy only). Only available through Vauxhall Insurance. This offer is valid for orders or registrations between 2 July and 1 October 2014.
But he has only just passed test according to OP so this offer is a no go for him.

Edited by mikeyr on Wednesday 24th September 15:53
It does not state car or motorbike smile Worth a go smile

arfur

Original Poster:

3,871 posts

215 months

Thursday 25th September 2014
quotequote all
J4CKO said:
TwigtheWonderkid said:
Triumph Dolomite. Not a Sprint, just a boring one. 1300 or 1500 I would guess.
That wasnt a good idea, even in the seventies !
I loved my Sprint ... taught all you needed to know about oversteer ... 2nd car was a GT6 ... and then an Escort Mk3 (bah .. needed it for work)

arfur

Original Poster:

3,871 posts

215 months

Thursday 25th September 2014
quotequote all
Many thanks to all ..

A few thoughts there to follow up on.

Appreciated

Arf