Selling car - new road tax thievery rules??
Discussion
I'm confused with the new rules on road tax. My car is due to sell pending viewing, either this week or next week.
It currently has road tax until the end of October.
As far as I understand, from 2nd Oct. I won't be able to leave the current tax on the car. At the same time, I won't be able to get a refund for October.
Does this mean I stand to lose ~£40 as my car is in the highest bracket?
It currently has road tax until the end of October.
As far as I understand, from 2nd Oct. I won't be able to leave the current tax on the car. At the same time, I won't be able to get a refund for October.
Does this mean I stand to lose ~£40 as my car is in the highest bracket?
SS2. said:
You can only claim back whole months so, if you sell the car in October, you won't be able to claim anything back.
But unless you'd planned to charge the new buyer an extra £40 for the benefit of <1 month's tax, that's no different to how it was under the old rules.
The difference is that under the old rules the new buyer could have driven the car home. New rules, they're liable to getting fined. It's a money making ploy.But unless you'd planned to charge the new buyer an extra £40 for the benefit of <1 month's tax, that's no different to how it was under the old rules.
They have to spend £250+ as soon as they buy the car, which ultimately means they have a better position to bargain.
The car's not worth a huge amount so these numbers are important.
TwigtheWonderkid said:
It really isn't. They're doing away with the physical disc, which most agree is a good thing. If they'd allowed tax to remain transferable, it would have led to a huge amount of disputes, with new owners getting stopped for driving without tax but claiming the previous owner saying he would include the tax, and the previous owner contradicting the new owner and saying he made it clear he would be cashing the tax in.
Without a physical disc, this is the only option. Everyone knows when they buy a car they have to tax it, in the same way they have to insure it.
They stand to make more money from it, as used cars will effectively be taxed twice for the same month when they change hands. As confused_buyer said, if this wasn't a scheme to make money they'd refund pro-rata. Without a physical disc, this is the only option. Everyone knows when they buy a car they have to tax it, in the same way they have to insure it.
ds.Wow, looks like I've stirred up quite a hornets nest.
The theme of the past 20-odd years of UK motoring is rising cost. The problem is that public transport is nowhere near viable for vast areas of the UK. Transport is a necessity.
Let's say the average motorist does 5000 miles, and the average tax bracket is £100. 100/5000=2p per mile. Not unreasonable at all.
For example, as a car enthusiast I like to change my car every 8-12 months. I've always bought and sold my cars with some remainder of road tax. Now, every time I want to change I have to get a refund on the previous VED, get new VED on the new car, and both of these transactions will inevitably result in the loss of time and money (for the double-paid month).
As for the road delivery network, surely their contribution to the national emissions are every bit as important! If the VED system is there to discourage emissions. With everything going digital, it's not difficult to have a different fuel price for haulage, if this is ta big issue.
I expect a lot of cars to be scrapped instead of sold, particularly those under £500, as the new system puts a high premium on buyers from the outset. These cars should be kept on the road because we all know the environmental cost of building a car is far higher than the difference in their running environmental footprint.
Devil2575 said:
If people wish to see this as a "stealth tax" or a "rip off" then so be it. It's not worth arguing over because you won't change anyone's mind. Some people like being angry and getting worked up about stuff like this and no amount of rational discussion will change it. This is no different to the "rip off insurance" threads.
Please explain how either the VED system or the insurance system represent good value for money. There is FAR too much overhead and profiteering particularly in the insurance system. We are all paying through the teeth for the scammers and false personal injury claims. The theme of the past 20-odd years of UK motoring is rising cost. The problem is that public transport is nowhere near viable for vast areas of the UK. Transport is a necessity.
TooMany2cvs said:
...
You've missed so many points. It's attached to the person and the car - it can't be transferred between people. Let's say the average motorist does 5000 miles, and the average tax bracket is £100. 100/5000=2p per mile. Not unreasonable at all.
TwigtheWonderkid said:
I'm not sure the debate has been rational. The title calls it thievery. Others have suggested that it's a money making scam. Both of these claims are nonsense. Yes, they might make a bit of money, but that wasn't the raison d'etre of the change. It's not some giant money making scam. That's complete tripe.
As for scrapping VED and adding a surcharge on fuel, that sounds ok but you have a major problem with lorries, that can put in 1200 litres every couple of days. This would have a massive knock on effect on prices, as most goods are delivered by road.
I called it thievery because it increases our costs (both time and money) without having any additional benefits. Digital systems should be easier to use and cheaper, not increase our cost (time). As for scrapping VED and adding a surcharge on fuel, that sounds ok but you have a major problem with lorries, that can put in 1200 litres every couple of days. This would have a massive knock on effect on prices, as most goods are delivered by road.
For example, as a car enthusiast I like to change my car every 8-12 months. I've always bought and sold my cars with some remainder of road tax. Now, every time I want to change I have to get a refund on the previous VED, get new VED on the new car, and both of these transactions will inevitably result in the loss of time and money (for the double-paid month).
As for the road delivery network, surely their contribution to the national emissions are every bit as important! If the VED system is there to discourage emissions. With everything going digital, it's not difficult to have a different fuel price for haulage, if this is ta big issue.
I expect a lot of cars to be scrapped instead of sold, particularly those under £500, as the new system puts a high premium on buyers from the outset. These cars should be kept on the road because we all know the environmental cost of building a car is far higher than the difference in their running environmental footprint.
Devil2575 said:
Insurance and value for money? Well I guess you only see the value if you have to claim. Profiteering? What is this based on? What proportion of our premium pays for scammers and false personal injury claims?
Are motoring costs rising? Ok so fuel prices have risen due to the price of oil but other than that. Young drivers pay high insurance premiums because they crash a lot. I pay less than £200 a year.
Are motoring costs rising? Ok so fuel prices have risen due to the price of oil but other than that. Young drivers pay high insurance premiums because they crash a lot. I pay less than £200 a year.
TwigtheWonderkid said:
Really? I can't believe how cheap insurance is in this country. I pay sub £200 for comp on a £20K car in London suburbs. If I clipped someone's wing mirror it would cost more than that.
http://www.theguardian.com/money/2014/apr/23/cash-for-crash-insurance-fraud-risehttp://www.telegraph.co.uk/finance/personalfinance...
My premium on a £2000 car is £850, and I'm in a quiet area outside London. I was recently hit by a false personal injury claim and can't get my no-claims back. Even before that, my premium was £500 and my licence and driving record is otherwise clean.
TooMany2cvs said:
We've got three fully comp policies - each of them is <£100/year. One of the cars is agreed value £5k, another is £3k-worth. Insurance is cheap if you're a low risk.
I doubt I'm much higher risk than you - my point was about the false claim which is setting me back hundreds of extra pounds per year.Gassing Station | General Gassing | Top of Page | What's New | My Stuff