Car bumped,very annoyed.Un-insured van.
Discussion
Sat next to a big ugly box van at a two lane give way waiting to join the main road when the van cuts across too sharply and makes contact with our front wing,bonnet and bumper.
I am f
king fuming,although the car is eight years old it has never had any paintwork done.(Every panel checked for paint depth a few weeks ago during a warranty claim).It will stand out like a sore thumb now when the repairs have been done.It is a factory option colour so will be hard to match I reckon.
The driver was very apologetic and gave all his details and said to ring the boss for insurance details.
I rang the boss of the company and he offered to pay for it,I thought for a moment and then decided it would be dangerous territory so I said no,it will be dealt with by the insurance.
As soon as I could I rang my insurance and gave them everything I knew (including an independant witness's details)
.The insurance company said the van is showing up as no insurance 
It is getting picked up after the new year,the insurance company can earn their keep chasing it up.
I am f
king fuming,although the car is eight years old it has never had any paintwork done.(Every panel checked for paint depth a few weeks ago during a warranty claim).It will stand out like a sore thumb now when the repairs have been done.It is a factory option colour so will be hard to match I reckon.The driver was very apologetic and gave all his details and said to ring the boss for insurance details.
I rang the boss of the company and he offered to pay for it,I thought for a moment and then decided it would be dangerous territory so I said no,it will be dealt with by the insurance.
As soon as I could I rang my insurance and gave them everything I knew (including an independant witness's details)
.The insurance company said the van is showing up as no insurance It is getting picked up after the new year,the insurance company can earn their keep chasing it up.
Fully comp,protected NCD,free legal cover.
Let the insurance sort it out I reckon.It happened in Brighton,we are from the other side of Manchester down here on holiday for xmas,I dont reckon I could convince a garage to fix it and try and chase the money off him.
Or would I have to pay for it and try and claim it back?
Let the insurance sort it out I reckon.It happened in Brighton,we are from the other side of Manchester down here on holiday for xmas,I dont reckon I could convince a garage to fix it and try and chase the money off him.
Or would I have to pay for it and try and claim it back?
Edited by randomeddy on Monday 22 December 16:45
loskie said:
With damage as you describe(even if insignificant) and 8 yrs old must be close to a write off in the insurers eyes.
This is my worst nightmare.I have been posting lately about the merry-go-round of helping my son buy a car.Cat D this Cat C that.
I am keeping the car whatever happens.Can I stamp my feet and demand it to be repaired?
I will just have to wait and see what gets said when it is in for repair.
But it has FSH,timing belt done recentley,new exhaust (was quoted £700+ but mega mates rate discount got it down to less than £400) + £250 spent the week before the bump.
Like you say the innocent driver will always lose out.Piss slowly coming up to the boil.
But it has FSH,timing belt done recentley,new exhaust (was quoted £700+ but mega mates rate discount got it down to less than £400) + £250 spent the week before the bump.
Like you say the innocent driver will always lose out.Piss slowly coming up to the boil.
Edited by randomeddy on Tuesday 23 December 10:19
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