Rear ended What to do

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McWigglebum4th

Original Poster:

32,414 posts

205 months

Saturday 28th February 2015
quotequote all
My faithful panda which we have owned from new was rear ended by a young girl on Thursday morning

Damage to the panda =

1 The rear bumper scuffed to hell
2 the rear wheel well slightly squished

Crash structure and chassis rails are fine

Damage to her car

1 the front grill totally fked
2 the front bump looking iffy


Now The rear bumper before being taken roughly by behind was it was scratched to hell by the dog jumping in and out plus when i cleaned the crap off i discovered a big scuff on the left rear corner which i have no idea how it got there.

The rear wheel well has been fixed by hitting it with a lump hammer.

The panda is 6 years from a scrapyard as we have zero intention of selling it before it dies


I really really can't be arsed to deal with insurance companies, 28 thousand you had accident calls, repairs centres, hire cars etc and so on

It turns out the girl that hit me lives at the end of the road.



To be honest if i had reversed into something i would be doing exactly zero about it

So what would you do in my situation

McWigglebum4th

Original Poster:

32,414 posts

205 months

Saturday 28th February 2015
quotequote all
Oh and if you see a large pile of mud on the A90 just before stonehaven

That is where she ran into me and knocked all the st off

McWigglebum4th

Original Poster:

32,414 posts

205 months

Saturday 28th February 2015
quotequote all
iva cosworth said:
Depends what your insurance company is like.

My Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.

hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.

Direct Line BTW.
I can't see one single tangible benefit to getting an insurance company involved

I can see hours to a call centre, loads of forms to fill in, hire cars to fk about with, phone calls from ambulance chasers, increased insurance premiums, hassle and general bad feeling

Far too much hassle for fixing car i don't give a fk about

McWigglebum4th

Original Poster:

32,414 posts

205 months

Saturday 28th February 2015
quotequote all
iva cosworth said:
McWigglebum4th said:
iva cosworth said:
Depends what your insurance company is like.

My Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.

hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.

Direct Line BTW.
I can't see one single tangible benefit to getting an insurance company involved

I can see hours to a call centre, loads of forms to fill in, hire cars to fk about with, phone calls from ambulance chasers, increased insurance premiums, hassle and general bad feeling

Far too much hassle for fixing car i don't give a fk about
This is what I thought I was in for.

One phone call,not a single form to fill in.

Hire car offered,turned down as I just used the Fiat for a few days.
I am insured with Admiral


I would rather crawl across broken glass


naked


then phones those aholes up

McWigglebum4th

Original Poster:

32,414 posts

205 months

Saturday 28th February 2015
quotequote all
Axionknight said:
Did she have a Yes sticker in the window of her car? hehe

Feckin' Nats!
If she did i would of been rolling around screaming my neck was broken and i would be screwing her for every single penny i could

Edited by McWigglebum4th on Saturday 28th February 17:13

McWigglebum4th

Original Poster:

32,414 posts

205 months

Saturday 14th March 2015
quotequote all
And the result

She dropped off a 2nd hand bumper yesterday along with a big tray of home baked brownies


No idea of the condition of the 2nd hand bumper but have eaten the brownies