Insurance query - Hit post myself.
Discussion
Leptons said:
Obviously if you're fully comp then they'll pay out for this. I would get a quote before phoning them though as it might be cheaper in the long run to just pay out of your own pocket depending how big your excess is.
To be fair, I think I am just worried that insurance would not cover for my own damage (my own stupidity). The excess isn't too bad and no claims are protected. - Car is brand new, literally a week old. Rick101 said:
Please dont make the mistake of 'just letting them know but not claiming'. The amount of people that do that then come back on here whining is more than it should be.
Suggest you visit a body shop and sort it yourself
Thank you, will go tomorrow. Do you know the timeframe to make a claim, as it happened yesterday, don't want it to be within 24 hours only. - Will only be able to go to the body shop tomorrow you see. Suggest you visit a body shop and sort it yourself
BORN2bWILD said:
AS already suggested your premiums could go up even if the NCB is protected, then you still have the excess to pay anyway.
Minor damage in a car park might not be worth involving insurance with a claim as I suspect they will be the winners.
Minor damage in a car park might not be worth involving insurance with a claim as I suspect they will be the winners.
Edited by mayweather12 on Sunday 5th July 12:29
ferrariF50lover said:
Two new panels, possibly three if the sill is damaged, plus inspection time, a respray in notoriously-hard-to-match silver, plus QC, plus paperwork. The BS will need the car for a week, so you'll have to hire a replacement, plus deposit, plus Excess Protection. The bill will be two grand. Just phone your insurers, that's what they're there for.
Thank you, doesn't seem as simple as expected. Insurance it is then... hope they don't take the mick with the claim, should be straight forward, my fault to admit straight the way on the phone and good to go?Gassing Station | General Gassing | Top of Page | What's New | My Stuff