Smart repairable ?

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Mrs just called me, she as reversed into a car in a car park, she waited for the owner not drove off btw, she rang me for our insurance details (which are in her glove box) but I asked her to send me a photo, will it smart repair which we would pay for rather than claim which would potentially affect both ours and his insurance?

[1441]

That's my fear to be honest, she's 80 miles away so I can't see it, it's a focus, are the wings bolt on ?

[1441]

Swimbos car

[1441]

Not that you want these things to happen but wish it was closer to home then I could get local quotes myself, we have no prior claims on insurance and NCD is protected so may well go that way, the second hand wing appeals just to far away to sort.