Garage increases car insurance costs

Garage increases car insurance costs

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croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
Not only that but moving out of a London postcode to a hamlet in Surrey has upped the cost too.

I have a new UK Mustang on order and finally the car can be found on the insurers databases.

GoCompare came up with eSure who had a really reasonable quote of £380 FC. London, parked outside, Business Use, 50 odd years old, full NCB and no claims/convictions.

Today I may well say yes to a little detached house with an integral garage, 30 miles south of London, not far from Guildford.

GoCompare's cheapest quote was again eSure but now £100 more at £480 ????

Do the same again but have the car on drive and it drops to £420 ????? so still more than staying in London where I know for sure it will be damaged, as have all my other vehicles.

My current car, an old e36 is costing me £160 but to move out, it goes up £100 as well.

Can any of you insurance experts explain, especially as I would be sleeping over the garage, being that it was the utility room/workshop.


croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
Makes sense, I suppose, just seems weird that overall it's more expensive than being in a dodgy London postcode where cars and bikes are trashed and get stolen all the time.

My motorbike was vandalised 3 times in a year in theft attempts but I never claimed. Maybe people in war torn areas don't claim as much as the folks in the Shires biggrin

croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
But hidden down a dirt track off a barely used road and then parked away from sight biggrin

There was me trying to protect my new baby whilst increasing my commuting time/costs/fuel when it seems I might as well stay in London and just accept all the dents/dings/and scrapes before it's gone forever, but I'll be saving money biggrin

croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
True, just surprised me.

croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
That website is useful.

My current area is F* so pretty bad and motorcycles must be in a locked garage. The area I want to move to, in the middle of nowhere compared to where I am now is only one better, E*.

Anyhow surely my premium should be a little bit less.

croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
hehe

Considering I was budgeting on a grand, I suppose I should shut up biggrin

croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
Oh well, the size has nixed the idea of putting the Mustang in there anyway. It's a good size, length 5.1m by width 2.8m but there are units at the end with a sink and washing machine etc so that's 0.7m taken up leaving only 4.4m.

Big enough for my Beemer but the Mustang is over 4.7m long.

croyde

Original Poster:

22,899 posts

230 months

Friday 28th August 2015
quotequote all
hehe