what sports car?

[julian64]

Okay so work colleague knows I'm into cars, wants my advice. She's unmarried professional just turned 30, and has a budget of 250 pcm to spend on either finance or a lease.

She wants something sporty and doesn't need to think about any sort of responsibility.

The problem, I've never bought a car other than second hand including used approved any other way than with a cheque, or cash if second hand. So I really don't know how 250 pcm would equate to anything.

I think something two seat and possibly open top but folding rather than soft. Must be still in some sort of manufacturer warranty.

Can I suggest anything for that money??

[julian64]

could she actually get into a Z4 for 250 per month. I can't find that deal. £399 is the cheapest I can find. She'd probably be pretty chuffed with the Z4.

[julian64]

so unless someone has a long pencil and knows how to use it to extreme effect on a dealer the Z4 is out?

[julian64]

stephen300o said:

Apparently she doesn't know you don't have your own opinion...

Not quite. She is a generation younger than me, so she always buys cars in warranty from a dealer on finance on monthly payments. Her current car is a C class merc on exactly this.

I on the other hand have never used finance, always bought second hand usually with cash, and have rarely needed to buy a car in warranty, as I spent the money on a fully stocked garage and have always fixed and serviced my own stuff.

So although I have opinions on what she should do, it doesn't translate well to the PCM generation. I have no idea whether the general consensus is to lease or buy with either dealer finance or independent finance.

Seems a bit parental to tell her to simply save her money, and possibly wrong in this day and age of artificially low interest rates

[julian64]

Mr Tidy said:

This may be an "old-fashioned" sort of reply but if you can't afford it, you can't FG have it!

Unless you want to subjugate yourself to a PCP - in which case good luck!

You really need to cheer up.

[julian64]

I suppose I should say the car she has which I'm currently looking at is a Merc 220 with amg badges all over it.

Not sure an MX5 would really be any sort of step up.