At what point is it aftermarket?

At what point is it aftermarket?

Author
Discussion

dieseluser07

Original Poster:

2,452 posts

117 months

Thursday 11th February 2016
quotequote all
Cars tend to need a new exhaust at some point in thier life.

However if you got a new exhaust and the backbox tip was different to how it was from factory, i.e one big tip rather than a dual tip, is this then classed as aftermarket in the insurances eyes? And therefore should it be declared as such.

dieseluser07

Original Poster:

2,452 posts

117 months

Thursday 11th February 2016
quotequote all
Dr Interceptor said:
In my mind there are three bands, OEM, after market pattern parts, after market performance parts.

On the exhaust front for example, a main dealer would fit an OEM exhaust. No insurance implication.

Kwik-Fit might fit a pattern part, not OEM manufactured, but manufactured to their design/style/fitment. No insurance implication.

Or you could fit a Milltek (or any other performance option) - your insurer will need to be told.
Ive seen cars claiming to be standard but the exhaust tip says otherwise. How can you tell if its not that the insurer needs informing off?

Literally just base it on noise?

dieseluser07

Original Poster:

2,452 posts

117 months

Thursday 11th February 2016
quotequote all
If a car was advertised as standard and the exhaust wasent loud and you kept proof of the advert, should you crash could insurers still wiggle out of it?