Yes, I made a mistake but I also have an insurance question
Discussion
Someone drove into my car causing £2000 of damage.
I've called my insurer and it appears my NCD isn't protected. I usually do this as a matter of course but must have missed it this time. I will double check all the paperwork but I did this over the phone and don't have the docs with me.
My insurer, highly ranked in the navy, only recognise 5 years no claims even though they can see I have 15.
Because of the claim my NCD with them gets knocked down to 3 years. They I'll only give me proof of 3 when I change insurers.
So I've effectively gone from 15 to 3 yrs.
Will this actually make much financial difference?
I've called my insurer and it appears my NCD isn't protected. I usually do this as a matter of course but must have missed it this time. I will double check all the paperwork but I did this over the phone and don't have the docs with me.
My insurer, highly ranked in the navy, only recognise 5 years no claims even though they can see I have 15.
Because of the claim my NCD with them gets knocked down to 3 years. They I'll only give me proof of 3 when I change insurers.
So I've effectively gone from 15 to 3 yrs.
Will this actually make much financial difference?
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