Car insurance for 21yo on a GT-R?
Discussion
Not sure where to post this so thought I'd try here 
I've had no joy with Flux or insurance comparison sites.
Thought somebody here might hopefully be able to help, here's the problem...
I want to add a 21 year old to my insurance, he has 4 years experience/no claims bonus and will just drive the car occasionaly on trips out, with me sat in the passenger seat.
The car is a 2016 Nissan GT-R, only modification is exhaust, standard power.
My insurance for the car is around £550 which is due to having 30 years NCB.
Nobody I have tried will even entertain offering me a quote. Obviously I expect the premium to increase substantially, but they don't even quote.
Does anybody know of a specialist company that would take it on?
Thanks
I've had no joy with Flux or insurance comparison sites.
Thought somebody here might hopefully be able to help, here's the problem...
I want to add a 21 year old to my insurance, he has 4 years experience/no claims bonus and will just drive the car occasionaly on trips out, with me sat in the passenger seat.
The car is a 2016 Nissan GT-R, only modification is exhaust, standard power.
My insurance for the car is around £550 which is due to having 30 years NCB.
Nobody I have tried will even entertain offering me a quote. Obviously I expect the premium to increase substantially, but they don't even quote.
Does anybody know of a specialist company that would take it on?
Thanks
Thanks for the replies
Out of curiosity, how do you go about proving what previous cars you've had experience in?
when looking at experience he's driven an audi tt 1.8 turbo (225) quatro for the last 2 years. His road sense is very good and he's been taught a lot by me, not that that counts for anything in insurance terms, but it counts a lot to me.
He wouldn't be driving the GT-R hard with me sat in the car (I'm not a masochist) but you don't need to drive it hard to enjoy it, the double clutch transmission is sheer joy, and he's already had experience and 'feel' for the car on a private disused air strip.
Any guesses on how much a quote would likely be ?
Out of curiosity, how do you go about proving what previous cars you've had experience in?
when looking at experience he's driven an audi tt 1.8 turbo (225) quatro for the last 2 years. His road sense is very good and he's been taught a lot by me, not that that counts for anything in insurance terms, but it counts a lot to me.
He wouldn't be driving the GT-R hard with me sat in the car (I'm not a masochist) but you don't need to drive it hard to enjoy it, the double clutch transmission is sheer joy, and he's already had experience and 'feel' for the car on a private disused air strip.
Any guesses on how much a quote would likely be ?
StottyEvo said:
Try Admiral, a friend of mine insured his at 20yrs old for £1100 with 0 ncb.
Just tried them, was quoted £2600 just for me, and would not quote to add a 21 year old. Strange, nobody wants my money!For comparison, my best quote just for me driving is £540 fully comp, protected ncb, moddded exhaust, 20k miles/year.
Bradley1500 said:
I've been in a similar position recently trying to secure insurance as a named driver for temporary usage on a Pontiac Firebird Trans Am myself and my dad are jointly buying.
Obviously this is no where near the value and doesn't have the speed potential of a GTR but being a 6.6 V8 it proved difficult to find anywhere that would quote for me (21 YO, 4 years driving experience, 3 years NCB).
I eventually got a quote through HIC (Herts Insurance Consultants - https://www.hertsinsurance.com/) for £1400 including an agreed value of £20,000 and an extension to drive other vehicles on a third party fire and theft basis - an extension quite rare for someone my age.
They also asked for previous experience of similar cars or simply performance cars. I mentioned some of my previous 'performance' cars: multiple Honda Civic Type Rs, BMW 328i, Mitsubishi GTO and classic cars: Mercedes 350SL and Triumph Spitfire. So far they haven't asked for any proof, just mentioning these seemed to be enough to secure a quote.
They were fantastically helpful so as long as the car is all good this weekend we'll be insuring through them.
If you haven't already they may be worth a call.
Thanks, will try them next, not holding ny breath though Obviously this is no where near the value and doesn't have the speed potential of a GTR but being a 6.6 V8 it proved difficult to find anywhere that would quote for me (21 YO, 4 years driving experience, 3 years NCB).
I eventually got a quote through HIC (Herts Insurance Consultants - https://www.hertsinsurance.com/) for £1400 including an agreed value of £20,000 and an extension to drive other vehicles on a third party fire and theft basis - an extension quite rare for someone my age.
They also asked for previous experience of similar cars or simply performance cars. I mentioned some of my previous 'performance' cars: multiple Honda Civic Type Rs, BMW 328i, Mitsubishi GTO and classic cars: Mercedes 350SL and Triumph Spitfire. So far they haven't asked for any proof, just mentioning these seemed to be enough to secure a quote.
They were fantastically helpful so as long as the car is all good this weekend we'll be insuring through them.
If you haven't already they may be worth a call.
Vaud said:
You can have more than one policy on a car.
What is the cost of moving your policy to the GT-R and having a new policy on your car (with no no-claims bonus)?
Sorry I don't understand that, my one and only car is the GT-R, I'm simply trying to add a named driver to my policy.What is the cost of moving your policy to the GT-R and having a new policy on your car (with no no-claims bonus)?
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