GAP insurance pondering

[roystinho]

I know exactly what it is, but what I want to know is if anyone has come a cropper for not getting it?

I'm buying a new car and they have to offer it, which I declined, as regular insurance pays market value so should be able to replace if I got into a total loss situation. But has anyone (either you or someone you know) not been able to get a replacement car?

I've bought brand new cars before and have never bothered, it just made me think about it...

[roystinho]

Thanks, for £120 it is a no brainer. Never knew you could set up another policy with someone else.