Two Cars Through My Hedge - How Much Hassle ?

Two Cars Through My Hedge - How Much Hassle ?

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V8RX7

Original Poster:

26,870 posts

263 months

Thursday 29th September 2016
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I wandered down the drive to check my post box and discovered two cars through my front hedge !

No injuries but needless to say they were blaming each other, it seems that they were both following a slow lorry and as Car A was overtaking Car B, Car B decided to overtake the lorry too meaning they punted each other into my hedge.

In the absence of witnesses I presume it will go 50:50 so presumably I have to claim for a bit of hedge off each one.

I have pics and names / address but not insurers do I wait a few weeks for the arguments to settle ?


V8RX7

Original Poster:

26,870 posts

263 months

Thursday 29th September 2016
quotequote all
Unsure how something so mundane causes such hilarity but whatever floats your boat.

The one car is still there - it's a £200 mondeo which now has around £2k of damage to it so I presume I'm OK to remove it as it's already worth -£1800


V8RX7

Original Poster:

26,870 posts

263 months

Thursday 29th September 2016
quotequote all
MDMA . said:
Could a £200 car have any more than £200 worth of damage ?
Obviously they can - which is why they write them off as they are uneconomical to repair.

EG a new door and paint would be circa £400 whether it's a £10k Mondeo or a £100 Mondeo

V8RX7

Original Poster:

26,870 posts

263 months

Thursday 29th September 2016
quotequote all
Cyberprog said:
V8RX7 said:
Obviously they can - which is why they write them off as they are uneconomical to repair.

EG a new door and paint would be circa £400 whether it's a £10k Mondeo or a £100 Mondeo
Got a new door for my partner's Focue for £30 off ebay. Was quite chuffed, same colour and just took 2 hours work to swap all the bits over. Even fixed the door lock issue on the central locking!
That was just an example but insurers tend to use new parts !

Your example demonstrates why there are so many Cat C/D vehicles on the road.

V8RX7

Original Poster:

26,870 posts

263 months

Friday 30th September 2016
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ashleyman said:
My uncle had a lorry carrying a JCB digger amongst other constructiony things enter his property through the fence from the nearby road after crashing. Road was closed, trucks were removed, bit of road re tarmacd. Nobody paid for new fence.

Uncle built deep concrete base going 2M underground and 1M above ground then sunk super thick RSJ's sticking out the top of the concrete about 9ft in the air, then covered it all over from the roadside with a normal looking wooden garden fence. If anyone crashes into it they will die but the fence will be fine and the house won't need any repairs again. smile
I think I'd rather replace a hedge / fence occasionally than kill people.

It's a perfectly straight bit of road but the PO told me he'd had motorbikes on the lawn (after coming through the fence / hedge) in the past.

V8RX7

Original Poster:

26,870 posts

263 months

Monday 3rd October 2016
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Well after crashing through on Thursday I waited 24hrs later and then removed the car from the hedge as I couldn't see around it pulling out of my drive, I put it on my drive to prevent further accidents from people looking at it rather than the road.

Heard nothing over the weekend so I called 101 today and got the insurance co. details from the Police.

Insurers said they were still waiting for their insured to tell them where the car was !

They've now arranged collection and given me simple instructions on how to get paid for the damage to hedge and fence.

Far easier than I thought - once you have their insurance details !


V8RX7

Original Poster:

26,870 posts

263 months

Monday 3rd October 2016
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Mansells Tash said:
I don't believe you, I demand a photo of you standing next to the hole in the hedge with some birds custard in hand pointing to the hole.

(the dailymail may be interested in the story too, how much is your house worth?)
One doesn't make Custard, one sends one's servant to Waitrose to purchase Ambrosia ready made custard.

Peasant !

wink