Selling a Cat D car...

Author
Discussion

Joratk

Original Poster:

432 posts

111 months

Friday 21st October 2016
quotequote all
I'm currently in the process of selling a car for a family friend, however, the car is registered as Cat D and I'm not entirely sure why...

What I know is: there is one previous elderly lady owner who purchased the car from new. She hit a bollard in a car park and had to have the front bumper repaired through the insurance. She passed away sadly while the car is in getting the repair work done.

Why does this constitute a Cat D write off by the insurance? Would they have had to sell the car back to the family/put it to auction/sell it to a dealer? Or is a front bumper replacement enough to constitute it being registered as Cat D.

Only asking as I want to be as transparent as possible with potential buyers and if asked would like to be able to give a good explanation as why it's Cat D.

Cheers.

Joratk

Original Poster:

432 posts

111 months

Friday 21st October 2016
quotequote all
It's a 2010 Citroen C1 with 18k miles. I have it listed for £2,500.

Who would they have sold it back to if she was dead at the time though? And why Cat D for just a bumper replacement? Is it because she was deceased and therefore they couldn't give her it back and as a result had to sell it to a dealer? My family friend did purchase it off a dealer.

Joratk

Original Poster:

432 posts

111 months

Friday 21st October 2016
quotequote all
Yes but as soon as they hear "Cat D write off" they will automatically st themselves and think the car has been rolled down a mountain or something as a pose to having a bumper replaced. Hence why I was looking for some explanation as to why the insurance company classified it as Cat D...