Insurance if a car is stolen and then found

[sonnenschein3000]

EDIT: The title should really be "HPI Records if a car is stolen and then found before insurance payout", apologies


Trying to keep it as brief as possible, what happens in the scenario that a car is stolen and then it is found (by tracker or otherwise) shortly afterwards the same day or the next day etc. and then returned back to me by police (or whoever returns it), when it comes to HPI records?

Will it get recorded as stolen and recorded?

Or does it only become SAR after insurance have paid out and then the car gets recovered later on as their property that they then keep and do whatever they usually do with them (auction or sell on or etc.)