Insurance renewal

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I've grown weary of many years of 'insurance is going up for everybody in the UK' as mine never did.. but for the 1st time.. mine has actually risen. Annoying.
Is everyone finding the same?

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jamoor said:

Becomes a time thing though.

Same for me. It's a somewhat modified Fabia vRS. I wouldn't be comfortable going with an online quote due to this. This means calling broker after broker - perhaps 30 mins a pop.

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Mound Dawg said:

Mine went down but probably because I turned 55 so went into the next age group.

Used to work in insurance and never understood why people on maximum NCD and in their forties expected their premium to reduce EVERY year. What other things do you buy that are subject to reverse inflation?

I've recently turned 50 so had hoped = a milestone reduction!

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I've not had a claim, not even glass or anything.

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MorganP104 said:

OP, have you "done the dance" with all the insurance comparison sites on the internet? The Meerkats, the fat opera singer, the businessmen in hotpants, etc.

Pretty much every year my existing insurer tries to screw more money out of me, and every time it happens, I get a better quote elsewhere and tell them to naff off.

Annoyingly, I seem to go round in circles with three different insurance providers, so I can never remember who I'm with in any given year!

Only online with Go Comapre.. bit fiddly though as it's a modified car & I reckon safer to speak to a human because of this.

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QuartzDad said:

No claim this year, no change in circumstances, renewal due end of April - quotemehappy wanted £1035 compared to £625 last year!

Have swapped to John Lewis (who knew?) for £680.

JL wont cover the vRS

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popeyewhite said:

Because I'm a year older, and another year claim free. Because car crime has decreased in my area. Because the cost of replacing my car should it be stolen or written off is now considerably less.

Could be me talking...

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Bah .. the Meerkets are more expensive than my current insurer renewal quote.

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OP here.
12 months on. Gone up another £40. Didnt I see somewhere that car insurance was due to be going DOWN ?
Or was it a nice dream I had??

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LarsG said:

Always shop around 4-6 weeks before your insurance is due. You will get cheaper quotes. Leave it to the day before and it might cost you 30% more because they know you are desperate.

Go back to your original insurance company with the cheaper quote and ask for a price match. I did that with Tesco got the price match at a £50 shopping voucher.

They won't price match a third year running though.

Use a comparison site to get an idea of costs.

Since 2015 my insurance for my car £235 and my van £224 hasn't gone up.

But the best way to reduce the cost, get it 6 weeks in advance.

My SKoda is modified + this limits the no. of companies which will insure it