Claiming for windscreen repair on insurance?

[The Riddler]

Is this a wise thing to do?

Excess is £70.

Repair is £72.50+vat.

If insurance decide to bump the renewal because of this, you'd already be down some cash. Its only a small chip, and seems to fit in the bracket of 'repairable.'

Thanks in advance!

[The Riddler]

grumbledoak said:

Are you really considering claiming £2.50 on your insurance?



I'm gonna have to go find a bigger ROFL smiley!

For the amount we pay might as well use it.

Besides.. What part of +vat means it will be just £2.50?

[The Riddler]

grumbledoak said:

The Riddler said:

For the amount we pay might as well use it.

Besides.. What part of +vat means it will be just £2.50?

I don't know the exact terms of your contract, just what you've told us here.

You are still looking at claiming £85 (ish) against an excess that may apply of £70. And the "administration" charge of £18.50 when you phone them. Add, potentially, the loss of any no claims bonus you have. And, you will not be able to honestly claim that you've made "no claims" in the last year(s).

Go and have a very serious look at your terms.

I'm asking the question on behalf of a mate, but i'm insured with the same company as him. Having read my policy it only states 'Windscreen excess: £70' or similar.

[The Riddler]

hardcorehobbit said:

I've claimed for a a chipped windscreen before. No increase of premium, free repair.

This was even with a famously hard to deal with insurance company involving military rank.

Admiral?

Thats whom we are both with!

[The Riddler]

Thanks for that, He's just a bit worried as it happened on sunday while out hooning (the stone came from my car) and has MOT retest on Friday, so really needs it sorting asap.

He also could do with it cheap as possible, already had to have 2 new springs and new brakes!

[The Riddler]

Well he's having it repaired tomorrow, no loss of NCB or excess to pay.

Cheers to all who advised.